Davenport, FLFHA
3.125% loan on a 4 bed / 2 bath home
Same house. Very different payment.
$682/moMonthly savings
$171,900Loan savings
Assumable: 3.125%Today: 6.3%
Read this before you accept today’s rate.
Most home buyers are paying today’s rates.
Some aren’t.
Right now, most buyers are walking into the market, accepting 6–7% rates, and locking themselves into higher payments for years. But some homes still carry older, lower-rate loans… and that changes everything.
Most people buying a home right now are doing it the expensive way…and they don’t even realize it.
Watch the quick intro and see how one assumable mortgage can change the monthly payment by hundreds of dollars.
Lower monthly payment
Real homes. Real numbers.
English & Spanish support
3.0%–3.5%
Rates some buyers are still locking in.
$500–$900+
Monthly difference on many homes.
60 sec
That’s all it takes to see the difference.
60 Seconds That Could Save You Thousands
3% vs 6.3% isn’t a small difference. It’s hundreds of dollars every month.
Most buyers are accepting today’s rates without realizing there’s another way. This 60-second video shows what the difference actually looks like.
Assumable Mortgages I Can Get Right Now
Buy homes like it’s 2020 again.
Not every home has this advantage. That’s the point.
Kissimmee, FLVA
2.875% assumable loan with room to breathe
This is why buyers chase low debt, not just nice photos.
$741/moMonthly savings
$193,400Loan savings
Assumable: 2.875%Today: 6.3%
St. Cloud, FLFHA
3.250% on a nearly new single-story home
Why pay 6.3% if you don’t have to?
$598/moMonthly savings
$149,800Loan savings
Assumable: 3.250%Today: 6.3%
Winter Garden, FLVA
3.000% loan on a larger family setup
This one can hit like a pay raise.
$913/moMonthly savings
$226,700Loan savings
Assumable: 3.000%Today: 6.3%
Orlando, FLFHA
3.375% mortgage attached to a move-in-ready home
The payment is where the story gets good.
$544/moMonthly savings
$132,100Loan savings
Assumable: 3.375%Today: 6.3%
Lake Nona, FLVA
2.990% rate on a newer home near it all
Same zip code. Different reality.
$804/moMonthly savings
$201,300Loan savings
Assumable: 2.990%Today: 6.3%
Why this matters
The debt can change the entire buying decision.
Based on a median Davenport, FL home value of $347,500; the payment gap between today’s rate and an older assumable rate is not small. This is why smart buyers don’t just shop for the right kitchen, the right layout, or the right neighborhood — they shop the loan attached to it.
*Typical buyer today
~$2,151/mo @ 6.3%
*Assumable buyer
~$1,484/mo @ 3.1%
Difference: ~$667/month
That’s about $8,005/year — or roughly $240,137 over 30 years.
*Calculations are principal and interest only.
Mission
Buy smarter. Pay less. Keep more.
That is the basis for this program: uncover smart opportunities, explain them clearly, and move buyers toward homes that make financial sense instead of just emotional sense.